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No future

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Morning, Im a new member so please be gentle. I am going out my mind with worry, can't sleep, feel hot and cold, sick and not eating (which could perhaps be a good thing).

I have received a child care compliance letter which I understand a lot of people have and have requested my child care providers provide me with the breakdown which they are in the process of doing. I have however provisionally worked it out and I remember providing them with my estimated variable figures as pay more in school holidays but I cannot for the life of me work out how I got the figures I provided. I cannot find my workings and I seem to have over estimated by £17 per week. hand on heart I believed I told them the correct figure, I would not lie as know they can check at any time so there would be no point. My daughter has also gone to family members/friends or I have had odd days holiday during school holidays. The amount my child care provider is going to confirm therefore is going to be different to the amount I estimated.

Whilst stressing about this I have also realised that I completely forgot to tell them by the 31st Jan this year, his actual profit from self employed. Whether it was because tax return done in the last week and we were stressing about getting it back I don't know. I estimated 3k when his profit was just over 7k. (I had estimated it based on previous years).

My p60 also shows a increase in pay of 2k as I have been able to do some over time but realise that this can be given in my declaration this year.

So with everything they are going to throw the book at us. I swear all are genuine mistakes, my husband and I work so hard and although we would love another baby know we can't afford one and time running out as we are late 30's.

I was going to write a letter explaining as above to compliance officer and enclose this years declaration and offer to pay overpayments back but I can't sleep for worry, worry what they think of me, what they will do. All we ever wanted was to work hard and give our child good ethics but I know with payback we are going to struggle.

I don't know if the letter is asking for last 5 years since we started claiming, or just to 2013. I have always told them actual figures/changes previously but what if I made a mistake on them too. I'M sure I didn't and have always told them what I thought was right but my mind is now running away and I am worrying about everything.

Please please please help. I am so scared:(

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