Hello.
I have a query which I'm hoping someone may be able to help me with. I live in England.
In the summer of last year, my father left the household leaving my Mother with myself and my brother. She was previously a housewife. They are now divorced.
My Mother has therefore been working since then, but due to not having any work experience for 20+ years and her non-fluency with English, she has not been able find any work other than physically taxing work.
The issue is, my Mother has always been rather physically poor. She has carpel tunnel syndrome in both arms to a rather severe degree. She has migraines every now and again. She also has issues with her joints. These are hereditary, I believe.
She is currently on housing benefit due to the few amount of hours she works, but those few amount of hours are still pushing her to quite a lot of pain and stress.
I want to have her stop working altogether. Will I be able to pay her National Insurance Contributions up to the 30 year mark in order for her to acquire her state pension? How much would I be contributing if I am able to do so? Also, how much would she be receiving? I think I remember reading somewhere that a housewife can get 60% of her partner's pension, but giving that she is now no longer a housewife, how much would she be getting at state pension if all national insurance contributions up to the 30 year mark is fulfilled?
What would happen with her benefits at the moment? Complete cut-off?
Also, during the time when she and my father were together and she was a housewife, were her NI contributions being contributed from my father's pay?
Thank you. A lot of questions. Thanks for taking the time to read this.
I have a query which I'm hoping someone may be able to help me with. I live in England.
In the summer of last year, my father left the household leaving my Mother with myself and my brother. She was previously a housewife. They are now divorced.
My Mother has therefore been working since then, but due to not having any work experience for 20+ years and her non-fluency with English, she has not been able find any work other than physically taxing work.
The issue is, my Mother has always been rather physically poor. She has carpel tunnel syndrome in both arms to a rather severe degree. She has migraines every now and again. She also has issues with her joints. These are hereditary, I believe.
She is currently on housing benefit due to the few amount of hours she works, but those few amount of hours are still pushing her to quite a lot of pain and stress.
I want to have her stop working altogether. Will I be able to pay her National Insurance Contributions up to the 30 year mark in order for her to acquire her state pension? How much would I be contributing if I am able to do so? Also, how much would she be receiving? I think I remember reading somewhere that a housewife can get 60% of her partner's pension, but giving that she is now no longer a housewife, how much would she be getting at state pension if all national insurance contributions up to the 30 year mark is fulfilled?
What would happen with her benefits at the moment? Complete cut-off?
Also, during the time when she and my father were together and she was a housewife, were her NI contributions being contributed from my father's pay?
Thank you. A lot of questions. Thanks for taking the time to read this.
