Hi, would anyone know the optimum hours I should be working as a single parent to get my tax credits and council tax etc paid. I don't want to be a benefits scrounger but I'm kind of stuck in this position unless I can get a job earning shed loads which I can't.
As is I work 21 hours over 3 days and get council tax and rent paid plus WTC and CTC. I've been offered 35 hours (5 days) at work which would obviously be more money but from what I can gather my WTC and CTC will stay the same. I just won't be entitled to HB and CTB.
So basically I'll be working full time but paying my rent so any extra I earn will just pay my rent. I don't think I'll be better off and I'll see less of my 5 year old as I won't be there to pick him up from school and he'll be in childcare all the school holidays.
I don't want to work full time if it's not of financial benefit to us if it means losing out on time with my young son.
As is I work 21 hours over 3 days and get council tax and rent paid plus WTC and CTC. I've been offered 35 hours (5 days) at work which would obviously be more money but from what I can gather my WTC and CTC will stay the same. I just won't be entitled to HB and CTB.
So basically I'll be working full time but paying my rent so any extra I earn will just pay my rent. I don't think I'll be better off and I'll see less of my 5 year old as I won't be there to pick him up from school and he'll be in childcare all the school holidays.
I don't want to work full time if it's not of financial benefit to us if it means losing out on time with my young son.