I am in receipt of income-based JSA as well as Housing and CT benefits.
I am renting a 2-bed privately from the time was employed. The weekly rent is £345/week. I have no capital nor any source of income till I find employment again. The Housing benefit is only £240/week, leaving with me a shortfall.
I live with my child but unable to claim any children benefits because they are already being claimed by my ex, who refuses to share any of that with me though the child lives with me. Also, my HB is assessed as a single claimant rather than lone parent for the same reason.
I cannot move to a lower rent property, as I have no capital for the initial deposit, also no landlord is interested in renting to someone on benefits and very low credit score.
With no choice left other than getting evicted from my house for non-payment of rent, I advertised the second bedroom for a sub-tenant to cover the shortfall. I have received interest from 10+ parties within a week, and can let the room out straight away.
The question though is would my JSA and HB/CT get affected by this, in which case I am back to square one. I cannot understand why that would be the case as all I am doing is renting out a room which is anyway being ignored for purposes of my HB/CT claim. On JSA, it is not really an income as I am simply covering the shortfall between my actual rent and HB.
Many thanks in advance for replies. I really need to do something soon as I have fallen in arrears on rent.
I have a number of other debts including credit cards, overdrafts, etc for which I have entered into arrangements that require me to pay almost 1/3 of my JSA- so it is really a bad situation in terms of living through the month.
I am renting a 2-bed privately from the time was employed. The weekly rent is £345/week. I have no capital nor any source of income till I find employment again. The Housing benefit is only £240/week, leaving with me a shortfall.
I live with my child but unable to claim any children benefits because they are already being claimed by my ex, who refuses to share any of that with me though the child lives with me. Also, my HB is assessed as a single claimant rather than lone parent for the same reason.
I cannot move to a lower rent property, as I have no capital for the initial deposit, also no landlord is interested in renting to someone on benefits and very low credit score.
With no choice left other than getting evicted from my house for non-payment of rent, I advertised the second bedroom for a sub-tenant to cover the shortfall. I have received interest from 10+ parties within a week, and can let the room out straight away.
The question though is would my JSA and HB/CT get affected by this, in which case I am back to square one. I cannot understand why that would be the case as all I am doing is renting out a room which is anyway being ignored for purposes of my HB/CT claim. On JSA, it is not really an income as I am simply covering the shortfall between my actual rent and HB.
Many thanks in advance for replies. I really need to do something soon as I have fallen in arrears on rent.
I have a number of other debts including credit cards, overdrafts, etc for which I have entered into arrangements that require me to pay almost 1/3 of my JSA- so it is really a bad situation in terms of living through the month.