Hi everyone would be very grateful for any advice you can give me ...
Me and my boyfriend (see earlier posts of more of a background to our circumstances) have finally saved enough seperately to apply for a mortgage and buy a house to move in together. My parents have told me to get a mortgage agreement in principle even though we have not found a house we want yet.
My question is how would hmrc view this ? Would they class us living together after applying for a mortgage in principle as they would credit search us both etc or would they class us as living together after we found a house, made an offer, got it accepted and completed the sale?
Thank you all :)
Me and my boyfriend (see earlier posts of more of a background to our circumstances) have finally saved enough seperately to apply for a mortgage and buy a house to move in together. My parents have told me to get a mortgage agreement in principle even though we have not found a house we want yet.
My question is how would hmrc view this ? Would they class us living together after applying for a mortgage in principle as they would credit search us both etc or would they class us as living together after we found a house, made an offer, got it accepted and completed the sale?
Thank you all :)