Ok, so in a nutshell, my husband and I have separated and he left the family home on june 5th.
I have two children aged 3 and 6. I'm a full time student and will be in uni in September for approx 16 hours a week. I also work part time and work 14 hours a week.
Now I've tinkered around with the online tax credits calculator and it seems I'll be better off if I up my work to 16 hours so that I'll be able to get working tax credit on top of the child tax credit. so my income would be approx £5500 from work, and I think around £9000 from CTC and WTC combined.
I've put in a claim for housing benefit but I don't think I'm going to get anything as they count my student loans and grants etc that I'll get when I start uni in September.
I need to update my uni finance application, currently for the academic year I will get my loan of £3750 and a non re-payable grant of £5200,I'm waiting for the new figures to come through now I've updated them.
Now obviously, from sept I'm really gonna have my hands full with uni, work and kids and someone has said that I may actually be better off if I gave up work whilst at uni doing my degree? but from what I can see, if I give up work I wouldn't get the WTC which is quite a big chunk, around £4500 approx so I can't see how I would be better off, or am I missing something?
I have two children aged 3 and 6. I'm a full time student and will be in uni in September for approx 16 hours a week. I also work part time and work 14 hours a week.
Now I've tinkered around with the online tax credits calculator and it seems I'll be better off if I up my work to 16 hours so that I'll be able to get working tax credit on top of the child tax credit. so my income would be approx £5500 from work, and I think around £9000 from CTC and WTC combined.
I've put in a claim for housing benefit but I don't think I'm going to get anything as they count my student loans and grants etc that I'll get when I start uni in September.
I need to update my uni finance application, currently for the academic year I will get my loan of £3750 and a non re-payable grant of £5200,I'm waiting for the new figures to come through now I've updated them.
Now obviously, from sept I'm really gonna have my hands full with uni, work and kids and someone has said that I may actually be better off if I gave up work whilst at uni doing my degree? but from what I can see, if I give up work I wouldn't get the WTC which is quite a big chunk, around £4500 approx so I can't see how I would be better off, or am I missing something?