I left my full time well paid job in October of last year and set up my own limited company as I had attracted a contract.
I had an operation in March 2013 and have been unable to work since then (although I became fit this week). My client cancelled my contract last week meaning I have no source of income.
Whilst off work I was paying my bills by credit card as I didn't want to claim benefits and I am now in £4000 of credit card debt (thinking I could have paid it back once I was working).
I'm skint beyond belief. I live in private rented accommodation with my fiancee who only earns £18k per year and cant afford to meet all our bills. Our rent and council tax alone is £685 a month!
I've been on EntitledTo which says i'm not entitled to any benefits.
What can I do?
Do I have to close down my limited company? Although I actually can't afford to do it! I can't afford to go bankrupt as my skills lie in an employment area where bankruptcy would stop me from gaining employment.
I'm keeping a brave face at home but feel like crying. I can't even afford to get to my local CAB office or Jobcentre! Both are a 1 hour and 30 minute walk away and my nearest family and friends live 30 miles away!
I had an operation in March 2013 and have been unable to work since then (although I became fit this week). My client cancelled my contract last week meaning I have no source of income.
Whilst off work I was paying my bills by credit card as I didn't want to claim benefits and I am now in £4000 of credit card debt (thinking I could have paid it back once I was working).
I'm skint beyond belief. I live in private rented accommodation with my fiancee who only earns £18k per year and cant afford to meet all our bills. Our rent and council tax alone is £685 a month!
I've been on EntitledTo which says i'm not entitled to any benefits.
What can I do?
Do I have to close down my limited company? Although I actually can't afford to do it! I can't afford to go bankrupt as my skills lie in an employment area where bankruptcy would stop me from gaining employment.
I'm keeping a brave face at home but feel like crying. I can't even afford to get to my local CAB office or Jobcentre! Both are a 1 hour and 30 minute walk away and my nearest family and friends live 30 miles away!