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Refused a budgeting loan as not been 26 weeks..

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Hi guys,

I recently applied for a budgeting loan of £600.

I twice appealed their decision and received a letter from the Independent Review Service again declining my application. This is what they said:

Quote:

To get a budgeting loan the law says you have to be receiving Income Support, Income Based Jobseeker's, Income Related ESA or Pension Credit for 26 weeks.

He made his decision on 8/4/13. On that date you had only been receiving Income Related ESA for about 9 weeks since 6/2/13. You did receive ESA before this date but this was a different type of benefit called Contributory ESA. This means I cannot pay you the budgeting loan.
Firstly, I do not, nor have I ever been aware of Income Related vs Contributory ESA. As far as I was aware, I was on the Work Related ESA benefit and that was that.

And I'm not sure why I started to receive Income Reated on 6/2/13.. Nothing changed during this period. I did however win an appeal on 23rd November 2012 following a decision by ATOS 6 months earlier scoring me a whopping 0 points.

So I could understand if they said I had only been on a proper ESA benefit since I won my tribunal in November last year, which would have made sense but still been unfair as it was ATOS that were wrong and technically I SHOULD have still been getting ESA during that whole tribunal waiting period of 6 months. But what I don't understand is what they're saying about only being receiving Income Related ESA since February (9 weeks)..

Can anyone help e make head or tail of this?

Thanks as always,


Z

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