Cost of living.. advice please

Hi, we are a family of 5 and at the moment this is what we would receive if we were not working.

Applicable Amount/Allowances:
Family premium £17.40
Young person < 11 £64.99
Young person < 11 £64.99
Young person < 11 £64.99
Couple with person between 18 > £111.45
Total £323.82

We are working although we are on low income so have also put in hb and a DWP claim. HB was less than 50% of what we need to pay and the DHP claim was disallowed .

My question is, regarding those amounts above, can anyone give me some insight into how those figures would be broken down into what was being allowed for the following.. either as amounts or as a pecentage

gas and electric
telephone
water rates
council tax
food
toiletries + cleaning
clothes and shoes
loans
school meals
insurance
travel
catalogues
tv rental / licence
entertainment
fines and court orders
other ( i put car expence down here although is sorned so just insurance really )

Because we find ourselves in whatever amount we put down, we get a responce like this
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We have allowed £30 per week expenditure for your gas and electricity bills.
You state you pay £50 per week.

We have allowed £5 per week for toiletries and cleaning.
You state you pay £10 per week.

You state you pay £20 for entertainment, £10 has been allowed as this seems a reasonable.

You state you pay £37 for travel but £20 has been allowed as this seemed a reasonable amount too.

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please any help would be greatly appreciated.

thanks in advance