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Is this for real? 20k income for couple 1 child

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According to this table I am looking at we are entitled to 2,335 this year (joint income just under 20k)

Which means we would be given £185 a month ish!

Now our joint income works out about...£1400, which I get £140 benifits already (child benifits and tax credit)

So after bills we generally have about £500 a month spending money. Which to me is a decent amount for the fact I am on materinty pay and only have one full income.

I am also pregnat with my 2nd child, which according to this table would mean we would get 5k a year :eek: when he/she is born meaning we would have £400 a month given. :eek:

So we would have an excess income of £940 just for having two kids?! (And working ofc)

We just don't need this money, I don't want to open a can of worms but I am not understanding why people are complaining about low benifits?

Or am I missing something and these figures are wrong? Is anyone else on a 20k income with 1 child?

http://www.hmrc.gov.uk/taxcredits/pe...childcosts.htm

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