Much has been made recently of the government bringing in a cap of potentially £75,000 that will have to be paid towards nursing fees and residential care for the elderly before the state steps in .
I had a couple of question and hoped this was the correct area to ask them.
My mother is 86 and has had Alzheimer disease for about three years and she has had to go into a care home costing £30,000 a year. We have had to sell her house to cover the care home fees as well as use any savings she and my late father built up over the years. As it stands if my mother lives for quite a while longer these will fund her care until all that is left is £23,000 and then the state takes over.
The new cap that the government is planning on bringing in of £75,000 is presumably the amount that the resident of the care home has to pay from their funds before the state steps in.
1.) If my mother is still a resident in her care home when the new cap comes in will the fact that she has already paid over £75,000 mean that she will be "paid up" or will it take effect from the date of the new cap or will she have to pay a further £75,000 on top of everything she has paid already. Hope that makes sense !
2.) Does any funding she might receive from the state, considering she has Alzeimer, cover both her care/nursing and accommodation.
It would be really helpful if anyone has any knowledge of the above.
Thanks in advance
James
I had a couple of question and hoped this was the correct area to ask them.
My mother is 86 and has had Alzheimer disease for about three years and she has had to go into a care home costing £30,000 a year. We have had to sell her house to cover the care home fees as well as use any savings she and my late father built up over the years. As it stands if my mother lives for quite a while longer these will fund her care until all that is left is £23,000 and then the state takes over.
The new cap that the government is planning on bringing in of £75,000 is presumably the amount that the resident of the care home has to pay from their funds before the state steps in.
1.) If my mother is still a resident in her care home when the new cap comes in will the fact that she has already paid over £75,000 mean that she will be "paid up" or will it take effect from the date of the new cap or will she have to pay a further £75,000 on top of everything she has paid already. Hope that makes sense !
2.) Does any funding she might receive from the state, considering she has Alzeimer, cover both her care/nursing and accommodation.
It would be really helpful if anyone has any knowledge of the above.
Thanks in advance
James