I do not have a conventional bank account, only a prepaid debit mastercard. I am unable to get a normal bank account due to certain circumstances so please do not tell me to open a bank account on the high street. The only account I have and can get is the prepaid online ones.
The prepaid account I have can only get deposits through paypoint shops or bacs and no other way.
Anyway,
I have been sent a HMRC cheque for a tax refund, they initially promised it would be sent by bacs but now tell me it can only be sent by cheque, I do not have cheque facilities so cannot deposit it into my account, i do not have any friends or anyone who i can nominate.
This is total discrimination as they are holding my money hostage, how can I get my money from the HMRC? They do not have a problem paying tax credits by bacs so why is tax refunds different?
can anyone please advise me what I can do? I need all this money so cheque cashing places no good as they will take a large chunk of this amount for themselves.
The prepaid account I have can only get deposits through paypoint shops or bacs and no other way.
Anyway,
I have been sent a HMRC cheque for a tax refund, they initially promised it would be sent by bacs but now tell me it can only be sent by cheque, I do not have cheque facilities so cannot deposit it into my account, i do not have any friends or anyone who i can nominate.
This is total discrimination as they are holding my money hostage, how can I get my money from the HMRC? They do not have a problem paying tax credits by bacs so why is tax refunds different?
can anyone please advise me what I can do? I need all this money so cheque cashing places no good as they will take a large chunk of this amount for themselves.